The iQ

You need insurance and you want it now. We use cutting edge technologies to make purchasing insurance easy and efficient, leaving you plenty of time for other pursuits.

We’ve carefully selected our insurance products and partners, matched them with leading edge technology and have an unwavering commitment to service and customer satisfaction.

See for yourself why people are quickly switching to iQ Insurance.

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All about iQ Insurance Services

The best insurance providers in Canada

Our insurance partners blend superior claim service and a comprehensive product offering a fair price. They provide iQ with the products necessary to insure almost any type of risk.

At iQ, our insurance partners provide us access to insurance products to offer more than home insurance. If you’re traveling out of your home province we can look after your travel insurance; if you’re a business owner we will soon be offering commercial insurance; if you’re interested in private auto insurance we can offer alternatives to your current auto insurance provider.

Our Partners

What types of insurance do you provide?

At iQ, we provide all types of insurance with the exception of government auto insurance. So give us a call and find out how iQ can help you.

Can I buy my insurance over the phone or do I have to come in to your office?

The easiest thing to do is call us - we have the ability to do your entire transaction over the phone and online, so you don't ever have to leave your home or office.

I have had a claim. Will I be able to get insurance?

We should still be able to provide a quote, however, previous claims may impact the cost of your coverage.

I have a home based business. Can I insure this?

In many cases we can insure home based businesses, however there are rules and criteria that must be considered. Each case is unique so it's important to speak to an iQ Account Manager before purchasing any home insurance product to ensure you're properly covered.

Do I need Earthquake Insurance?

It depends. While some areas are more prone to damage caused by earthquakes, they still can happen anywhere. The price you'll pay for this coverage relates directly to the likelihood of an earthquake occuring in your area. Ultimately it's up to you, but we can help you come to a decision as to whether or not to add this option to your policy.

I'm not sure about electronic signatures. Are they allowed?

The simple answer is yes they are. You are legally allowed to sign insurance applications and supporting documents with an electronic signature (except cancellations). At iQ, we have made it easy to use an electronic signature and will advise and help you every step of the way. We will send you an email from a secure site with clear instructions on what to do and all you have to do is click and you're done. We are changing the way customers purchase insurance.

Will my rates automatically increase every year?

Insurance companies usually adjust the amount of coverage they provide in order to keep up with yearly inflation. This sometimes results in an increase in the cost of your insurance, even if you haven't made any claims.

To minimize the impact on you, iQ does a comprehensive review at renewal time and re-quotes with our available insurance companies to ensure you are getting the best coverage at a fair premium. So don’t worry, we will never let you pay more than what is necessary to insure your home.

What happens if I have a claim?

First of all, don't panic! From the time you call us with the initial notice of your claim until your claim is closed, we'll be there to help. We will work on your behalf with the insurance provider and claims professionals to get you back to where you were before the loss occurred.

I want help in figuring out my insurance but I don't want to pay more for an Advisor. How much extra do I have to pay to use iQ as my insurance broker?

Not a thing. The cost of our services is already factored into the premium charged by the insurance companies. We simply help you gather the information that’s necessary to get insurance, answer any questions that you have along the way and provide our recommendations, and then submit the required documents on your behalf. There are no additional fees for this service.

Purchase Insurance with Technology

We never print applications or documents unless absolutely needed, and in order to do this, we use electronic signatures. This signature acts similarly to the way your normal signature does- it signals an intent to purchase insurance by signing the application, payment forms and other insurance documents required to fulfill your request for insurance.

At iQ, all our transactions are done by phone, internet and email to reduce the time you spend looking for insurance when you could focus on other important things. Electronic signatures reduce time spent going back and forth, speed up the insurance buying experience and are permissible by the insurance industry.

Our signing process will ensure that the intended signer is able to access, understand, and sign documents to complete the insurance transaction quickly. We recognize that not everyone is ready for e-signatures so we still have the old fashioned way as well. So, during your buying process, we will keep you informed, and ensure we make it quick and simple to buy your insurance from iQ.

At all times, the latest internet security protocols are in place to ensure the protection of your personal information.

iQ Insurance: The Difference


At iQ Insurance, we get it. Minimal touch-points, easy application process and emailed policy documents are our standard practice. We have everything you need to insure your home, vacation and rental properties, as well as business and travel insurance to protect you from financial hardship when the unexpected happens.

iQ in the News

iQ Insurance Services receives regulatory approval and is now a licensed Insurance Brokerage in Ontario

iQ Insurance Services has received regulatory approval to offer insurance services to Ontario residents, and as a result will begin offering the iQ insurance referral program to mortgage brokers in Ontario.

With a wide range of home insurance products, experienced insurance brokers, and a quick and easy application process, clients will now be able to purchase home insurance in a fast and convenient manner. Mortgage brokers will now benefit from a dedicated insurance branch to which they can refer clients, and ensure their mortgages fund without delay.

“This is a great day for iQ Insurance,” says VP-Operations, Andrew Beaumont; “We have always looked at Ontario as a natural step once we were able to demonstrate that our model worked successfully in BC and Alberta. Our goal is to be the insurance broker of choice for mortgage brokers by providing great insurance products matched with a superior customer experience.”

iQ Insurance Services is a federally incorporated company licensed to sell insurance in BC, Alberta, and Ontario. iQ Insurance provides all types of insurance with a focus on home insurance to clients of mortgage brokers through a referral program. iQ is dedicated to providing great customer service that makes purchasing insurance fast, easy, and convenient for customers.

For more information, please contact your local BSM or go to

To learn more about iQ Insurance Services please contact:

Sona Kovoor, Ontario Broker Support Manager @ +1-416-871-1065

iQ Insurance Services
Suite 380-2608 Granville Street
Vancouver, BC, V6H 3V3

Press Release: iQ Insurance Services expanding service to Ontario

Today, iQ Insurance Services, a VERICO preferred partner, announced it will be expanding into Ontario and will offer P&C insurance products via its referral program to mortgage brokers.

iQ expects to be fully operational and open for business to all Ontario based mortgage brokers and their clients within the next 90 days.

iQ Insurance is the only P & C insurance brokerage dedicated to the mortgage broker channel. In addition to offering mortgage brokers and their clients the very best in home insurance products and coverage, iQ stands alone in offering referral fees to mortgage brokers.

"This is a great day for iQ Insurance," says VP-Operations, Andrew Beaumont; "We have always looked at Ontario as a natural step once we were able to demonstrate that our model worked successfully in BC and Alberta. Our goal is to be the first choice of mortgage brokers looking to connect their clients with great insurance products along with a superior customer experience."

For more information, please contact Andrew Beaumont, VP-Operation at 1-844-467-4747 or

iQ Insurance Services is pleased to announce a new partnership with Zanders & Associates

We are looking forward to working with the team at Zanders & Associates to provide a great referral program, as well as access to outstanding products, service and support to their mortgage clients.

iQ Insurance Services has partnered with 4 insurance providers to serve our clients better

iQ Insurance Services has partnered with: Intact Insurance, Optimum West Insurance, The Mutual Fire Insurance Company of British Columbia and The Guarantee insurance providers in order to provide the most appropriate type of insurance to our clients.

iQ Insurance is always striving to make sure our clients get the best possible policies to fit their unique insurance needs. We will continually seek out insurance providers to partner with in order to continue providing the most and best possible insurance policies available.

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