Our insurance partners blend superior claim service and a comprehensive product offering a fair price. They provide iQ with the products necessary to insure almost any type of risk.
At iQ, our insurance partners provide us access to insurance products to offer more than home insurance. If you’re traveling out of your home province we can look after your travel insurance; if you’re a business owner we will soon be offering commercial insurance; if you’re interested in private auto insurance we can offer alternatives to your current auto insurance provider.
At iQ, we provide all types of insurance with the exception of government auto insurance. So give us a call and find out how iQ can help you.
The easiest thing to do is call us - we have the ability to do your entire transaction over the phone and online, so you don't ever have to leave your home or office.
We should still be able to provide a quote, however, previous claims may impact the cost of your coverage.
In many cases we can insure home based businesses, however there are rules and criteria that must be considered. Each case is unique so it's important to speak to an iQ Account Manager before purchasing any home insurance product to ensure you're properly covered.
It depends. While some areas are more prone to damage caused by earthquakes, they still can happen anywhere. The price you'll pay for this coverage relates directly to the likelihood of an earthquake occuring in your area. Ultimately it's up to you, but we can help you come to a decision as to whether or not to add this option to your policy.
The simple answer is yes they are. You are legally allowed to sign insurance applications and supporting documents with an electronic signature (except cancellations). At iQ, we have made it easy to use an electronic signature and will advise and help you every step of the way. We will send you an email from a secure site with clear instructions on what to do and all you have to do is click and you're done. We are changing the way customers purchase insurance.
Insurance companies usually adjust the amount of coverage they provide in order to keep up with yearly inflation. This sometimes results in an increase in the cost of your insurance, even if you haven't made any claims.
To minimize the impact on you, iQ does a comprehensive review at renewal time and re-quotes with our available insurance companies to ensure you are getting the best coverage at a fair premium. So don’t worry, we will never let you pay more than what is necessary to insure your home.
First of all, don't panic! From the time you call us with the initial notice of your claim until your claim is closed, we'll be there to help. We will work on your behalf with the insurance provider and claims professionals to get you back to where you were before the loss occurred.
Not a thing. The cost of our services is already factored into the premium charged by the insurance companies. We simply help you gather the information that’s necessary to get insurance, answer any questions that you have along the way and provide our recommendations, and then submit the required documents on your behalf. There are no additional fees for this service.
We never print applications or documents unless absolutely needed, and in order to do this, we use electronic signatures. This signature acts similarly to the way your normal signature does- it signals an intent to purchase insurance by signing the application, payment forms and other insurance documents required to fulfill your request for insurance.
At iQ, all our transactions are done by phone, internet and email to reduce the time you spend looking for insurance when you could focus on other important things. Electronic signatures reduce time spent going back and forth, speed up the insurance buying experience and are permissible by the insurance industry.
Our signing process will ensure that the intended signer is able to access, understand, and sign documents to complete the insurance transaction quickly. We recognize that not everyone is ready for e-signatures so we still have the old fashioned way as well. So, during your buying process, we will keep you informed, and ensure we make it quick and simple to buy your insurance from iQ.
At all times, the latest internet security protocols are in place to ensure the protection of your personal information.
At iQ Insurance, we get it. Minimal touch-points, easy application process and emailed policy documents are our standard practice. We have everything you need to insure your home, vacation and rental properties, as well as business and travel insurance to protect you from financial hardship when the unexpected happens.